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Expecting parents who want to get ahead of the money side, not scramble at the end
Couples who want an honest, shared view of the money, not one person carrying it alone
Single parents. It works just as well if you’re planning on your own
Self-employed parents on Maternity Allowance, and parents adopting
Anyone with a second job, an enhanced company policy, salary sacrifice, or living in Scotland (it calculates Scottish tax too!)
Parents already on leave who want to see where they stand and track how it’s going
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An online planner that works on your phone, tablet or computer. Nothing to download
Your maternity, paternity, adoption and shared parental pay worked out week by week from your actual policy
Estimated take-home pay each month, after tax, National Insurance, pension and student loan
Every key date: qualifying week, MATB1, notice deadlines and latest return date
Your monthly shortfall, your savings target, and how much to put aside each month
“What if” tools: go back earlier or later, or see what happens if your bills go up
A baby buy list that adds what’s still to buy to your savings target
A tracker for once the baby’s here, so you can see if you’re ahead of plan or dipping into savings
Updated every year with new rates and thresholds
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Add your dates and leave pay. Put in your due date, your salary and your company’s maternity policy, plus your partner’s if you’re planning together.
Add your income and spending. Your normal monthly costs, and anything extra like child benefit or a bonus.
See your plan. The planner shows what you’ll each take home every month, where the gaps are, and exactly how much to save before the baby arrives.
Most people have their full plan in about 10 minutes.
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Is it a one-off payment?
Yes. £19.99 once, with no subscription.How do I get it?
After you buy, you’ll get an email with your link to the planner.Does it save my plan?
Yes, as you go. Your plan is saved in the browser you use, so come back on the same phone or computer to pick up where you left off. If you clear your browsing data or use a private window, it won’t be saved.Do I need to know my maternity pay already?
No. Put in your salary and your company’s policy, and the planner works it out.Is it financial advice?
No. It’s a planning tool, and all figures are estimates based on what you enter. Check them against your payslips and your employer’s policy.Does it cover going back to work and childcare costs?
It covers pregnancy up to your return date. Return-to-work and childcare planning is coming next.I’m a Platinum Nugget member. Do I need to buy it?
No, it’s included in your membership. Find it in the community, under planners.
Put in your salary and your company’s maternity policy, and in about 10 minutes you’ll know what you’ll be paid each month, how short you’ll be, and exactly how much to save.
For years, our DMs have been full of the same message: please can you make something that just does all of this for me?
So we did. We've taken our bestselling spreadsheet, the one 900+ parents have planned their leave with, and completely rebuilt it into an interactive planner. We're so proud of it, and we honestly think you're going to love it.
Here's what it does for you:
Know your number
See any shortfall month by month and exactly how much to save to cover it. Then test what happens if you go back earlier or later, or if your bills go up.
Your pay, sorted
Add your company policy and it works out your enhanced and statutory pay for every week of your leave. It also shows your take-home pay after tax, National Insurance and pension, including salary sacrifice, Scottish tax rates and self-employment. Your KIT and SPLIT days and the holiday you build up while you’re off are included too.
Plan it together
Bring in your partner’s finances so you’re planning as a household, not one person carrying it all. You can map out shared parental leave with up to three blocks and see how different splits change your money.
Every date you need
Your qualifying week, when to get your MATB1, your notice deadlines and your latest return date, all in one place.
The things people forget
Child benefit, whether the high income charge applies to you, bonuses and pay rises. The planner prompts you for all of them.
The first 100 customers get 20% off at launch. Once those spots are gone, they're gone, so get your name down now. So act quick!
Get this free with Platinum Nugget. For £29.99/year you’ll unlock every masterclass, our new Parental Leave Money Planner and all our planning tools, community chat and 1:1 calls with Katie.
